Money Smart Week @ Tredyffrin Public Library

Celebrate Money Smart Week, April 9^th through April 16^th at Tredyffrin Public Library. Money Smart Week is a national public education program coordinated by the Federal Reserve Bank of Chicago that empowers people with the knowledge and skills to make better-informed personal financial decisions.

What is Financial Literacy? Having the knowledge and understanding necessary to make informed fiscal and economic decisions for personal life planning and business interests including responsible budgeting, spending, and saving skills.

Why Financial Literacy? More than one in six U.S. students do not reach the baseline level of proficiency in financial literacy. 45% of U.S. adults give themselves a grade of C, D, or F on their personal finance knowledge. Financial literacy is crucial because it provides a foundation for informed financial decision-making. Through financial literacy we can improve the proficiencies and scores previously mentioned.

Join us during the following programs throughout Money Smart Week!

Budget Basics

Sunday, April 10^th, 10:00 a.m. – 11:00 a.m., Zoom Webinar [Virtual]

Do you have more month at the end of your money? In this workshop we’ll cover strategies and tips anyone can do to improve your personal finances with simple goal setting, budgeting, and money saving strategies. Whether you are high tech, low tech, or old school pen and paper, we’ll show you a way to budget that works for you. Plus, you’ll learn creative and easy tactics to cut unnecessary expenses, and how save more of your hard-earned money.

Credit Basics

Monday, April 11^th, 10:00 a.m. – 11:00 a.m., Zoom Webinar [Virtual]

In this overview of all things Credit, you’ll learn what impacts your credit score, how to increase your credit score, the difference between Credit Karma and the credit scores a lender pulls, and how to protect yourself from identity theft. In addition, we’ll cover how to spot and address fraudulent items on your credit report, collections, as well as building and re-establishing credit.

Retirement & Post-Retirement Financial Planning
Monday, April 11^th, 11:00 a.m. – 12:00 p.m., Conference Room [In-Person]

Are you planning for retirement? Perhaps you’ve already retired and are exploring options to navigate within an ever-changing financial landscape. Join us for an informative discussion on retirement planning strategies with Norman MacQueen, former Chester County Controller and investment advisor with 30+ years of financial experience. We will discuss tools and tactics for achieving your retirement goals in what can fairly be described as an ‘interesting’ economic environment.

Medicare 101

Thursday, April 14^th, 12:30 p.m. – 1:30 p.m., Conference Room [In-Person]

If you’re planning to retire or are retired, it’s important to know your Medicare plan options. This workshop will go over the elements of traditional Medicare Part A and Part B and what is covered; the difference between Medicap and Advantage Plans; how to find out if your doctor accepts the plan; and what are the options for Part D Prescription Plans. These important decision can affect both your out of pocket costs and if your choice of doctors and health care facilities.

Presented by Eastern PA Medicare

Foundations of Investing

Thursday, April 14^th, 6:00 p.m. – 6:30 p.m., Conference Room [In-Person]

Building your investor IQ starts with understanding the basics. Whether you are new to investing or need a refresher, this presentation discusses the importance of developing a strategy, the impact of asset allocation and the influence of inflation on your long-term goals.

3 Critical Habits for the Wealth Generation

Friday, April 15^th, 6:00 p.m. – 7:00 p.m., Conference Room [In-Person]

Following the teachings of finance habit building greats, Dave Ramsey, Ray Dalio, and Suzy Orman, we’ll review the top 3 critical habits. Transparency, Saving vs Debit, and Cash Flow management. This program is ideal for high earners making over $175k.

Questions about the programs? Email Zoey Mills at zmills@ccls.org.